/* ================================================================
   BLUE HORIZON — page-level redesign
   Used by: index.php, login.php, enroll.php, upload-documents.php
   Loaded AFTER site.css — new "bh-" classes only, nothing here
   touches legacy "zx-" selectors so other pages are unaffected.
   ================================================================ */
:root {
    --bh-ink:      #0b1526;
    --bh-navy:     #0f2c59;
    --bh-navy-drk: #071429;
    --bh-blue:     #1e4fa3;
    --bh-blue-lgt: #2f6fe0;
    --bh-sky:      #eaf2ff;
    --bh-sky-2:    #dbe9ff;
    --bh-teal:     #0ea5a2;
    --bh-teal-tint:#e3f8f6;
    --bh-amber:    #f5a524;
    --bh-amber-lgt:#ffb84d;
    --bh-amber-tint:#fff2df;
    --bh-border:   #e3e8f0;
    --bh-off:      #f6f8fc;
    --bh-mid:      #45526b;
    --bh-muted:    #6b7893;
    --bh-light:    #9aa6bd;
    --bh-shadow-sm:0 2px 10px rgba(11,21,38,0.07);
    --bh-shadow-md:0 10px 30px rgba(15,44,89,0.12);
    --bh-shadow-lg:0 24px 60px rgba(15,44,89,0.18);
}

.bh-page { font-family: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif; overflow-x: hidden; }
.bh-container { max-width: 1280px; margin: 0 auto; padding: 0 28px; }

/* Grid/flex items default to min-width:auto (their content's min-content size),
   which lets a wide nowrap child (e.g. a scrollable tab row) blow out the whole
   track/column and stretch the page horizontally. Force every direct child of
   our grid/flex layouts back down to the track's actual width so nested
   overflow-x:auto elements scroll internally instead of expanding their ancestor. */
.bh-hero-grid > *, .bh-offer-card > *, .bh-services-grid > *, .bh-rates-grid > *,
.bh-stats-grid > *, .bh-digital-grid > *, .bh-testi-grid > *, .bh-news-grid > *,
.bh-care-grid > *, .bh-quick-grid > *, .bh-doctype-grid > * {
    min-width: 0;
}

.bh-eyebrow { display: inline-flex; align-items: center; gap: 8px; font-size: 0.72rem; font-weight: 700; letter-spacing: 1.8px; text-transform: uppercase; color: var(--bh-teal); margin-bottom: 16px; }
.bh-eyebrow::before { content: ''; width: 22px; height: 2px; background: var(--bh-teal); border-radius: 2px; }
.bh-h2 { font-size: 2.1rem; font-weight: 800; color: var(--bh-navy); line-height: 1.2; margin-bottom: 14px; letter-spacing: -0.5px; }
.bh-sub { font-size: 1rem; color: var(--bh-muted); line-height: 1.7; }

.bh-btn { display: inline-flex; align-items: center; gap: 8px; padding: 14px 28px; border-radius: 999px; font-weight: 700; font-size: 0.92rem; cursor: pointer; border: none; transition: all 0.2s; white-space: nowrap; text-decoration: none; font-family: inherit; }
.bh-btn-primary { background: linear-gradient(135deg, var(--bh-blue-lgt), var(--bh-blue)); color: #fff; box-shadow: 0 10px 24px rgba(30,79,163,0.32); }
.bh-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 14px 30px rgba(30,79,163,0.4); }
.bh-btn-outline { background: #fff; color: var(--bh-navy); border: 1.5px solid var(--bh-border); }
.bh-btn-outline:hover { border-color: var(--bh-blue); color: var(--bh-blue); background: var(--bh-sky); }
.bh-btn-white { background: #fff; color: var(--bh-navy); }
.bh-btn-white:hover { background: var(--bh-sky); }
.bh-btn-ghost-white { background: rgba(255,255,255,0.1); color: #fff; border: 1.5px solid rgba(255,255,255,0.35); }
.bh-btn-ghost-white:hover { background: rgba(255,255,255,0.18); border-color: #fff; }
.bh-btn-amber { background: linear-gradient(135deg, var(--bh-amber-lgt), var(--bh-amber)); color: #241304; box-shadow: 0 10px 24px rgba(245,165,36,0.35); }
.bh-btn-amber:hover { transform: translateY(-2px); box-shadow: 0 14px 30px rgba(245,165,36,0.45); }
.bh-btn-lg { padding: 16px 34px; font-size: 0.98rem; }

/* ================================================================
   HERO
   ================================================================ */
.bh-hero { position: relative; padding: 64px 0 0; background: linear-gradient(180deg, var(--bh-sky) 0%, #fff 78%); overflow: hidden; }
.bh-hero::before {
    content: ''; position: absolute; top: -180px; right: -160px; width: 520px; height: 520px;
    background: radial-gradient(circle, rgba(47,111,224,0.16), rgba(47,111,224,0) 70%);
    border-radius: 50%; pointer-events: none;
}
.bh-hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 56px; align-items: center; position: relative; z-index: 2; }
.bh-hero-title { font-size: 3.1rem; font-weight: 800; color: var(--bh-ink); line-height: 1.08; letter-spacing: -1px; margin-bottom: 20px; }
.bh-hero-title em { font-style: normal; color: var(--bh-blue); position: relative; }
.bh-hero-sub { font-size: 1.08rem; color: var(--bh-mid); line-height: 1.75; max-width: 480px; margin-bottom: 32px; }
.bh-hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.bh-hero-trust { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; }
.bh-hero-trust-item { display: flex; align-items: center; gap: 8px; font-size: 0.84rem; font-weight: 600; color: var(--bh-mid); }
.bh-hero-trust-item svg { width: 18px; height: 18px; color: var(--bh-teal); flex-shrink: 0; }

.bh-hero-visual { position: relative; }
.bh-hero-photo { border-radius: 28px; overflow: hidden; box-shadow: var(--bh-shadow-lg); position: relative; aspect-ratio: 4/4.6; }
.bh-hero-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.bh-hero-card {
    position: absolute; left: -34px; bottom: 34px; background: #fff; border-radius: 18px;
    box-shadow: var(--bh-shadow-lg); padding: 18px 22px; display: flex; align-items: center; gap: 14px;
    max-width: 250px;
}
.bh-hero-card-ico { width: 46px; height: 46px; border-radius: 13px; background: var(--bh-teal-tint); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.bh-hero-card-ico svg { width: 22px; height: 22px; color: var(--bh-teal); }
.bh-hero-card-num { font-size: 1.15rem; font-weight: 800; color: var(--bh-navy); line-height: 1.1; }
.bh-hero-card-lbl { font-size: 0.74rem; color: var(--bh-muted); margin-top: 2px; }
.bh-hero-card2 {
    position: absolute; right: -22px; top: 30px; background: #fff; border-radius: 16px;
    box-shadow: var(--bh-shadow-md); padding: 12px 18px; display: flex; align-items: center; gap: 10px;
}
.bh-hero-card2 .stars { display: flex; gap: 2px; }
.bh-hero-card2 svg { width: 13px; height: 13px; fill: var(--bh-amber); }
.bh-hero-card2-txt { font-size: 0.76rem; font-weight: 700; color: var(--bh-navy); }

@media (max-width: 980px) {
    .bh-hero-grid { grid-template-columns: 1fr; }
    .bh-hero-title { font-size: 2.3rem; }
    .bh-hero-visual { max-width: 420px; margin: 0 auto; }
    .bh-hero-card, .bh-hero-card2 { display: none; }
}

/* ================================================================
   QUICK ACTIONS STRIP
   ================================================================ */
.bh-quick { padding: 38px 0; background: #fff; }
.bh-quick-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.bh-quick-item {
    display: flex; align-items: center; gap: 14px; padding: 18px 20px; border-radius: 16px;
    border: 1px solid var(--bh-border); transition: all 0.2s; text-decoration: none;
}
.bh-quick-item:hover { border-color: var(--bh-blue-lgt); box-shadow: var(--bh-shadow-md); transform: translateY(-2px); }
.bh-quick-ico { width: 44px; height: 44px; border-radius: 12px; background: var(--bh-sky); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.bh-quick-ico svg { width: 21px; height: 21px; color: var(--bh-blue); }
.bh-quick-lbl { font-size: 0.9rem; font-weight: 700; color: var(--bh-ink); }
.bh-quick-sub { font-size: 0.76rem; color: var(--bh-muted); margin-top: 1px; }
@media (max-width: 860px) { .bh-quick-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .bh-quick-grid { grid-template-columns: 1fr; } }

/* ================================================================
   OFFER / PROMO CARD (repositioned, asymmetric)
   ================================================================ */
.bh-offer { padding: 26px 0 70px; background: #fff; }
.bh-offer-card {
    position: relative; display: grid; grid-template-columns: 1.05fr 0.95fr; align-items: stretch;
    background: linear-gradient(135deg, var(--bh-navy-drk), var(--bh-blue));
    border-radius: 28px; overflow: hidden; box-shadow: var(--bh-shadow-lg);
}
.bh-offer-body { padding: 56px 54px; position: relative; z-index: 2; display: flex; flex-direction: column; justify-content: center; }
.bh-offer-tag { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.12); color: #fff; font-size: 0.72rem; font-weight: 700; letter-spacing: 1.2px; text-transform: uppercase; padding: 7px 16px; border-radius: 999px; margin-bottom: 22px; width: fit-content; }
.bh-offer-tag svg { width: 13px; height: 13px; color: var(--bh-amber-lgt); }
.bh-offer-amount { font-size: 3.4rem; font-weight: 800; color: #fff; line-height: 1; margin-bottom: 4px; letter-spacing: -1px; }
.bh-offer-amount span { color: var(--bh-amber-lgt); }
.bh-offer-title { font-size: 1.15rem; font-weight: 700; color: rgba(255,255,255,0.92); margin-bottom: 16px; }
.bh-offer-text { font-size: 0.94rem; color: rgba(255,255,255,0.65); line-height: 1.7; max-width: 380px; margin-bottom: 30px; }
.bh-offer-btns { display: flex; gap: 12px; flex-wrap: wrap; }
.bh-offer-img { position: relative; overflow: hidden; min-height: 320px; }
.bh-offer-img img { width: 100%; height: 100%; object-fit: cover; display: block; }
.bh-offer-img::after { content: ''; position: absolute; inset: 0; background: linear-gradient(90deg, var(--bh-blue) 0%, rgba(30,79,163,0) 22%); }
@media (max-width: 860px) {
    .bh-offer-card { grid-template-columns: 1fr; }
    .bh-offer-img { min-height: 220px; order: -1; }
    .bh-offer-body { padding: 40px 30px; }
    .bh-offer-amount { font-size: 2.6rem; }
}

/* ================================================================
   SERVICES
   ================================================================ */
.bh-services { padding: 20px 0 90px; background: #fff; }
.bh-services-hd { text-align: center; max-width: 620px; margin: 0 auto 48px; }
.bh-services-hd .bh-eyebrow { justify-content: center; }
.bh-services-hd .bh-sub { margin: 0 auto; }
.bh-services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.bh-scard { padding: 32px 28px; border-radius: 20px; border: 1px solid var(--bh-border); transition: all 0.25s; text-decoration: none; display: block; background: #fff; }
.bh-scard:hover { border-color: transparent; box-shadow: var(--bh-shadow-lg); transform: translateY(-5px); }
.bh-scard-ico { width: 54px; height: 54px; border-radius: 15px; display: flex; align-items: center; justify-content: center; margin-bottom: 20px; }
.bh-scard-ico svg { width: 25px; height: 25px; }
.bh-scard-ico.tint-blue { background: var(--bh-sky); }
.bh-scard-ico.tint-blue svg { color: var(--bh-blue); }
.bh-scard-ico.tint-teal { background: var(--bh-teal-tint); }
.bh-scard-ico.tint-teal svg { color: var(--bh-teal); }
.bh-scard-ico.tint-amber { background: var(--bh-amber-tint); }
.bh-scard-ico.tint-amber svg { color: var(--bh-amber); }
.bh-scard-title { font-size: 1.02rem; font-weight: 700; color: var(--bh-ink); margin-bottom: 8px; display: flex; align-items: center; justify-content: space-between; }
.bh-scard-title svg { width: 15px; height: 15px; color: var(--bh-light); transition: transform 0.2s, color 0.2s; }
.bh-scard:hover .bh-scard-title svg { transform: translateX(4px); color: var(--bh-blue); }
.bh-scard-desc { font-size: 0.87rem; color: var(--bh-muted); line-height: 1.6; }
@media (max-width: 900px) { .bh-services-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .bh-services-grid { grid-template-columns: 1fr; } }

/* ================================================================
   RATES — dashboard-style split layout
   ================================================================ */
.bh-rates { padding: 20px 0 90px; background: var(--bh-off); }
.bh-rates-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 56px; align-items: flex-start; }
.bh-rates-info { position: sticky; top: 100px; }
.bh-rates-info .bh-h2 { font-size: 2rem; }
.bh-rates-cta { margin-top: 26px; }
.bh-rates-panelbox { background: #fff; border-radius: 22px; padding: 30px; box-shadow: var(--bh-shadow-md); }
.bh-rates-tabs { display: flex; gap: 6px; background: var(--bh-off); border-radius: 999px; padding: 5px; margin-bottom: 22px; overflow-x: auto; }
.bh-rtab { flex: 1; text-align: center; padding: 10px 14px; border-radius: 999px; font-size: 0.82rem; font-weight: 700; color: var(--bh-muted); cursor: pointer; transition: all 0.2s; white-space: nowrap; border: none; background: none; font-family: inherit; }
.bh-rtab.active { background: var(--bh-navy); color: #fff; }
.bh-rates-panel { display: none; }
.bh-rates-panel.active { display: flex; flex-direction: column; gap: 10px; }
.bh-rrow { display: flex; align-items: center; gap: 16px; padding: 16px 18px; border-radius: 14px; border: 1px solid var(--bh-border); transition: border-color 0.2s, background 0.2s; }
.bh-rrow:hover { border-color: var(--bh-blue-lgt); background: var(--bh-sky); }
.bh-rrow-ico { width: 42px; height: 42px; border-radius: 12px; background: var(--bh-off); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.bh-rrow-ico svg { width: 20px; height: 20px; color: var(--bh-blue); }
.bh-rrow-mid { flex: 1; min-width: 0; }
.bh-rrow-name { font-size: 0.9rem; font-weight: 700; color: var(--bh-ink); }
.bh-rrow-type { font-size: 0.74rem; color: var(--bh-muted); margin-top: 2px; }
.bh-rrow-val { text-align: right; flex-shrink: 0; }
.bh-rrow-amt { font-size: 1.3rem; font-weight: 800; color: var(--bh-navy); line-height: 1; }
.bh-rrow-unit { font-size: 0.72rem; font-weight: 700; color: var(--bh-teal); }
.bh-rrow-pre { font-size: 0.62rem; text-transform: uppercase; letter-spacing: 0.5px; color: var(--bh-light); display: block; margin-bottom: 2px; }
@media (max-width: 980px) {
    .bh-rates-grid { grid-template-columns: 1fr; gap: 32px; }
    .bh-rates-info { position: static; }
}
@media (max-width: 560px) {
    .bh-rrow { flex-wrap: wrap; }
}

/* ================================================================
   TRUST / STATS
   ================================================================ */
.bh-stats { padding: 20px 0 90px; background: #fff; }
.bh-stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.bh-stats-photo { position: relative; border-radius: 26px; overflow: hidden; box-shadow: var(--bh-shadow-lg); }
.bh-stats-photo img { width: 100%; height: 440px; object-fit: cover; display: block; }
.bh-stats-nums { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-top: 30px; }
.bh-stat { padding: 20px; border-radius: 16px; background: var(--bh-off); }
.bh-stat-num { font-size: 1.9rem; font-weight: 800; color: var(--bh-navy); line-height: 1; }
.bh-stat-num span { color: var(--bh-teal); }
.bh-stat-lbl { font-size: 0.8rem; color: var(--bh-muted); margin-top: 6px; }
@media (max-width: 980px) {
    .bh-stats-grid { grid-template-columns: 1fr; gap: 34px; }
    .bh-stats-photo img { height: 300px; }
}
@media (max-width: 480px) { .bh-stats-nums { grid-template-columns: 1fr 1fr; } }

/* ================================================================
   DIGITAL BANKING (dark band)
   ================================================================ */
.bh-digital { padding: 90px 0; background: var(--bh-navy-drk); position: relative; overflow: hidden; }
.bh-digital::before { content: ''; position: absolute; left: -160px; bottom: -160px; width: 420px; height: 420px; background: radial-gradient(circle, rgba(14,165,162,0.18), transparent 70%); border-radius: 50%; }
.bh-digital-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; position: relative; z-index: 2; }
.bh-digital-photo { border-radius: 24px; overflow: hidden; box-shadow: var(--bh-shadow-lg); }
.bh-digital-photo img { width: 100%; height: 420px; object-fit: cover; display: block; }
.bh-digital-title { font-size: 2rem; font-weight: 800; color: #fff; line-height: 1.2; margin-bottom: 16px; letter-spacing: -0.5px; }
.bh-digital-text { font-size: 0.96rem; color: rgba(255,255,255,0.62); line-height: 1.75; margin-bottom: 26px; max-width: 460px; }
.bh-digital-list { display: flex; flex-direction: column; gap: 14px; margin-bottom: 32px; }
.bh-digital-list li { display: flex; align-items: center; gap: 12px; font-size: 0.92rem; color: rgba(255,255,255,0.85); }
.bh-digital-list svg { width: 20px; height: 20px; color: var(--bh-teal); flex-shrink: 0; }
@media (max-width: 980px) {
    .bh-digital-grid { grid-template-columns: 1fr; }
    .bh-digital-photo { order: -1; }
    .bh-digital-photo img { height: 280px; }
}

/* ================================================================
   TESTIMONIALS
   ================================================================ */
.bh-testi { padding: 90px 0; background: var(--bh-off); }
.bh-testi-hd { text-align: center; max-width: 560px; margin: 0 auto 48px; }
.bh-testi-hd .bh-eyebrow { justify-content: center; }
.bh-testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.bh-tcard { background: #fff; border-radius: 20px; padding: 30px 26px; box-shadow: var(--bh-shadow-sm); position: relative; }
.bh-tcard-quote-ico { width: 34px; height: 34px; color: var(--bh-sky-2); margin-bottom: 10px; }
.bh-tcard-stars { display: flex; gap: 3px; margin-bottom: 14px; }
.bh-tcard-stars svg { width: 14px; height: 14px; fill: var(--bh-amber); }
.bh-tcard-quote { font-size: 0.9rem; color: var(--bh-mid); line-height: 1.7; margin-bottom: 22px; }
.bh-tcard-person { display: flex; align-items: center; gap: 12px; }
.bh-tcard-avatar { width: 42px; height: 42px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.85rem; color: #fff; flex-shrink: 0; }
.bh-tcard-name { font-size: 0.87rem; font-weight: 700; color: var(--bh-ink); }
.bh-tcard-role { font-size: 0.74rem; color: var(--bh-muted); }
@media (max-width: 900px) { .bh-testi-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .bh-testi-grid { grid-template-columns: 1fr; } }

/* ================================================================
   NEWS / INSIGHTS
   ================================================================ */
.bh-news { padding: 90px 0; background: #fff; }
.bh-news-hd { display: flex; align-items: flex-end; justify-content: space-between; gap: 20px; margin-bottom: 44px; }
.bh-news-all { font-size: 0.87rem; font-weight: 700; color: var(--bh-blue); display: inline-flex; align-items: center; gap: 6px; text-decoration: none; white-space: nowrap; }
.bh-news-all svg { width: 15px; height: 15px; transition: transform 0.2s; }
.bh-news-all:hover svg { transform: translateX(3px); }
.bh-news-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.bh-ncard { border-radius: 18px; overflow: hidden; border: 1px solid var(--bh-border); transition: all 0.22s; background: #fff; text-decoration: none; display: block; color: inherit; }
.bh-ncard:hover { box-shadow: var(--bh-shadow-lg); transform: translateY(-4px); border-color: transparent; }
.bh-ncard-img { height: 170px; overflow: hidden; }
.bh-ncard-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s; }
.bh-ncard:hover .bh-ncard-img img { transform: scale(1.07); }
.bh-ncard-body { padding: 20px 18px; }
.bh-ncard-tag { display: inline-block; font-size: 0.64rem; font-weight: 700; letter-spacing: 0.6px; text-transform: uppercase; color: var(--bh-blue); background: var(--bh-sky); padding: 4px 11px; border-radius: 999px; margin-bottom: 12px; }
.bh-ncard-title { font-size: 0.92rem; font-weight: 700; color: var(--bh-ink); line-height: 1.4; margin-bottom: 8px; }
.bh-ncard-exc { font-size: 0.79rem; color: var(--bh-muted); line-height: 1.6; }
@media (max-width: 1060px) { .bh-news-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .bh-news-grid { grid-template-columns: 1fr; } .bh-news-hd { flex-direction: column; align-items: flex-start; } }

/* ================================================================
   MEMBER CARE
   ================================================================ */
.bh-care { padding: 90px 0; background: var(--bh-off); }
.bh-care-hd { text-align: center; max-width: 560px; margin: 0 auto 44px; }
.bh-care-hd .bh-eyebrow { justify-content: center; }
.bh-care-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.bh-ccard { background: #fff; border-radius: 18px; padding: 30px 20px; text-align: center; transition: all 0.22s; text-decoration: none; display: block; }
.bh-ccard:hover { box-shadow: var(--bh-shadow-md); transform: translateY(-3px); }
.bh-ccard-ico { width: 56px; height: 56px; border-radius: 16px; background: var(--bh-sky); display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; }
.bh-ccard-ico svg { width: 26px; height: 26px; color: var(--bh-blue); }
.bh-ccard-lbl { font-size: 0.88rem; font-weight: 700; color: var(--bh-ink); }
@media (max-width: 900px) { .bh-care-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .bh-care-grid { grid-template-columns: 1fr; } }

/* ================================================================
   FINAL CTA / MEMBERSHIP BAND
   ================================================================ */
.bh-final { padding: 90px 0; background: linear-gradient(135deg, var(--bh-navy), var(--bh-blue)); text-align: center; position: relative; overflow: hidden; }
.bh-final::before { content: ''; position: absolute; right: -140px; top: -140px; width: 380px; height: 380px; background: radial-gradient(circle, rgba(255,255,255,0.1), transparent 70%); border-radius: 50%; }
.bh-final-inner { position: relative; z-index: 2; max-width: 640px; margin: 0 auto; }
.bh-final-title { font-size: 2.2rem; font-weight: 800; color: #fff; margin-bottom: 14px; letter-spacing: -0.5px; }
.bh-final-text { font-size: 1rem; color: rgba(255,255,255,0.7); line-height: 1.7; margin-bottom: 34px; }
.bh-final-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-bottom: 40px; }
.bh-final-social { display: flex; align-items: center; justify-content: center; gap: 14px; margin-bottom: 28px; }
.bh-final-social a { width: 38px; height: 38px; border-radius: 50%; background: rgba(255,255,255,0.1); display: flex; align-items: center; justify-content: center; transition: background 0.2s; }
.bh-final-social a:hover { background: rgba(255,255,255,0.2); }
.bh-final-social svg { width: 16px; height: 16px; fill: #fff; }
.bh-final-badges { display: flex; align-items: center; justify-content: center; gap: 14px; flex-wrap: wrap; }
.bh-final-badge { display: flex; align-items: center; gap: 9px; padding: 10px 20px; border: 1.5px solid rgba(255,255,255,0.3); border-radius: 12px; color: #fff; text-decoration: none; }
.bh-final-badge:hover { border-color: rgba(255,255,255,0.6); }
.bh-final-badge svg { width: 20px; height: 20px; fill: #fff; }
.bh-final-badge-text { text-align: left; line-height: 1.2; }
.bh-final-badge-text small { display: block; font-size: 0.62rem; color: rgba(255,255,255,0.6); }
.bh-final-badge-text strong { display: block; font-size: 0.86rem; font-weight: 700; }

/* ================================================================
   AUTH PAGES — abstract gradient + glass card (login / enroll)
   No stock photography: full-bleed mesh-gradient backdrop with soft
   blurred blobs and a floating grid pattern, centered glass card.
   ================================================================ */
.bh-auth-bg {
    position: relative; min-height: calc(100vh - 154px);
    display: flex; align-items: center; justify-content: center;
    padding: 64px 20px; overflow: hidden;
    background:
        radial-gradient(circle at 15% 20%, rgba(47,111,224,0.35), transparent 45%),
        radial-gradient(circle at 85% 15%, rgba(14,165,162,0.30), transparent 45%),
        radial-gradient(circle at 50% 100%, rgba(245,165,36,0.18), transparent 50%),
        linear-gradient(160deg, var(--bh-navy-drk) 0%, var(--bh-navy) 55%, #0d2c57 100%);
}
.bh-auth-bg::before {
    content: ''; position: absolute; inset: 0; opacity: 0.5; pointer-events: none;
    background-image:
        linear-gradient(rgba(255,255,255,0.05) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.05) 1px, transparent 1px);
    background-size: 42px 42px;
    -webkit-mask-image: radial-gradient(circle at 50% 30%, #000 0%, transparent 70%);
    mask-image: radial-gradient(circle at 50% 30%, #000 0%, transparent 70%);
}
.bh-auth-blob {
    position: absolute; border-radius: 50%; filter: blur(4px); pointer-events: none;
}
.bh-auth-blob-1 { width: 22px; height: 22px; background: var(--bh-amber-lgt); top: 18%; left: 12%; opacity: 0.7; }
.bh-auth-blob-2 { width: 14px; height: 14px; background: var(--bh-teal); top: 65%; left: 8%; opacity: 0.6; }
.bh-auth-blob-3 { width: 18px; height: 18px; background: #fff; top: 25%; right: 10%; opacity: 0.5; }
.bh-auth-blob-4 { width: 12px; height: 12px; background: var(--bh-blue-lgt); bottom: 14%; right: 14%; opacity: 0.7; }

.bh-auth-shell { position: relative; z-index: 2; width: 100%; max-width: 460px; }
.bh-auth-shell.wide { max-width: 800px; }

.bh-auth-back { display: inline-flex; align-items: center; gap: 6px; font-size: 0.85rem; font-weight: 600; color: rgba(255,255,255,0.7); margin-bottom: 22px; text-decoration: none; transition: color 0.2s; }
.bh-auth-back:hover { color: #fff; }
.bh-auth-back svg { width: 15px; height: 15px; }

.bh-auth-brand { display: flex; align-items: center; justify-content: center; gap: 10px; margin-bottom: 26px; }
.bh-auth-brand img { height: 34px; filter: brightness(0) invert(1); }

.bh-auth-glass {
    background: rgba(255,255,255,0.88);
    backdrop-filter: blur(24px) saturate(160%);
    -webkit-backdrop-filter: blur(24px) saturate(160%);
    border: 1px solid rgba(255,255,255,0.6);
    border-radius: 28px;
    box-shadow: 0 30px 80px rgba(3,10,25,0.45);
    padding: 44px 40px;
}

.bh-auth-trust { display: flex; align-items: center; justify-content: center; gap: 24px; flex-wrap: wrap; margin-top: 26px; }
.bh-auth-trust-item { display: flex; align-items: center; gap: 7px; font-size: 0.78rem; font-weight: 600; color: rgba(255,255,255,0.65); }
.bh-auth-trust-item svg { width: 15px; height: 15px; color: var(--bh-teal); flex-shrink: 0; }

@media (max-width: 560px) {
    .bh-auth-bg { padding: 40px 16px; }
    .bh-auth-glass { padding: 32px 22px; border-radius: 22px; }
}

/* ================================================================
   UPLOAD DOCUMENTS — stepper flow
   ================================================================ */
.bh-upload-head { padding: 54px 0 20px; background: var(--bh-off); text-align: center; }
.bh-upload-head .bh-eyebrow { justify-content: center; }
.bh-upload-head .bh-h2 { margin-bottom: 10px; }
.bh-upload-head .bh-sub { max-width: 560px; margin: 0 auto; }

.bh-upload-wrap { padding: 40px 0 90px; background: var(--bh-off); }
.bh-upload-card { max-width: 640px; margin: 0 auto; background: #fff; border-radius: 24px; box-shadow: var(--bh-shadow-md); padding: 40px 44px; }
.upload-step { display: none; }
.upload-step.active { display: block; }

.bh-stepper { display: flex; align-items: center; justify-content: space-between; margin-bottom: 36px; }
.bh-step { display: flex; flex-direction: column; align-items: center; gap: 8px; flex: 1; position: relative; }
.bh-step-circle {
    width: 38px; height: 38px; border-radius: 50%; background: var(--bh-off); border: 2px solid var(--bh-border);
    display: flex; align-items: center; justify-content: center; font-size: 0.9rem; font-weight: 700; color: var(--bh-light);
    transition: all 0.25s; position: relative; z-index: 2;
}
.bh-step-label { font-size: 0.74rem; font-weight: 600; color: var(--bh-light); text-align: center; transition: color 0.25s; white-space: nowrap; }
.bh-step-line { position: absolute; top: 19px; left: 50%; width: 100%; height: 2px; background: var(--bh-border); z-index: 1; }
.bh-step:last-child .bh-step-line { display: none; }
.bh-step.done .bh-step-circle { background: var(--bh-teal); border-color: var(--bh-teal); color: #fff; }
.bh-step.done .bh-step-line { background: var(--bh-teal); }
.bh-step.done .bh-step-label { color: var(--bh-teal); }
.bh-step.active .bh-step-circle { background: var(--bh-blue); border-color: var(--bh-blue); color: #fff; box-shadow: 0 0 0 5px var(--bh-sky); }
.bh-step.active .bh-step-label { color: var(--bh-navy); }

.bh-upload-step-title { font-size: 1.15rem; font-weight: 800; color: var(--bh-navy); margin-bottom: 6px; }
.bh-upload-step-sub { font-size: 0.86rem; color: var(--bh-muted); margin-bottom: 26px; }

.bh-doctype-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 8px; }
.bh-doctype-card { position: relative; }
.bh-doctype-card input { position: absolute; opacity: 0; inset: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.bh-doctype-card-body {
    display: flex; flex-direction: column; align-items: center; gap: 10px; text-align: center;
    padding: 20px 12px; border: 1.5px solid var(--bh-border); border-radius: 16px; transition: all 0.2s;
}
.bh-doctype-card-body svg { width: 26px; height: 26px; color: var(--bh-muted); transition: color 0.2s; }
.bh-doctype-card-body span { font-size: 0.82rem; font-weight: 600; color: var(--bh-mid); }
.bh-doctype-card input:checked + .bh-doctype-card-body { border-color: var(--bh-blue); background: var(--bh-sky); }
.bh-doctype-card input:checked + .bh-doctype-card-body svg,
.bh-doctype-card input:checked + .bh-doctype-card-body span { color: var(--bh-blue); }
.bh-doctype-card input:focus-visible + .bh-doctype-card-body { outline: 2px solid var(--bh-blue); outline-offset: 2px; }

.bh-dropzone {
    display: flex; align-items: center; gap: 16px; padding: 18px 20px; border: 1.5px dashed var(--bh-border);
    border-radius: 16px; cursor: pointer; transition: all 0.2s; position: relative; margin-bottom: 16px;
}
.bh-dropzone:hover { border-color: var(--bh-blue-lgt); background: var(--bh-sky); }
.bh-dropzone.has-file { border-style: solid; border-color: var(--bh-teal); background: var(--bh-teal-tint); }
.bh-dropzone input[type="file"] { position: absolute; inset: 0; opacity: 0; cursor: pointer; width: 100%; height: 100%; }
.bh-dropzone-ico { width: 46px; height: 46px; border-radius: 12px; background: #fff; border: 1px solid var(--bh-border); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.bh-dropzone-ico svg { width: 21px; height: 21px; color: var(--bh-blue); }
.bh-dropzone.has-file .bh-dropzone-ico { border-color: var(--bh-teal); }
.bh-dropzone.has-file .bh-dropzone-ico svg { color: var(--bh-teal); }
.bh-dropzone-txt { flex: 1; min-width: 0; }
.bh-dropzone-lbl { font-size: 0.88rem; font-weight: 700; color: var(--bh-ink); }
.bh-dropzone-sub { font-size: 0.76rem; color: var(--bh-muted); margin-top: 2px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.bh-dropzone-check { width: 22px; height: 22px; border-radius: 50%; background: var(--bh-teal); display: none; align-items: center; justify-content: center; flex-shrink: 0; }
.bh-dropzone-check svg { width: 12px; height: 12px; color: #fff; }
.bh-dropzone.has-file .bh-dropzone-check { display: flex; }

.bh-review-list { display: flex; flex-direction: column; gap: 10px; margin-bottom: 24px; }
.bh-review-row { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 14px 16px; background: var(--bh-off); border-radius: 12px; }
.bh-review-row-lbl { font-size: 0.82rem; color: var(--bh-muted); }
.bh-review-row-val { font-size: 0.86rem; font-weight: 700; color: var(--bh-ink); text-align: right; }

.bh-upload-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 6px; }
.bh-upload-nav.end { justify-content: flex-end; }
.bh-upload-skip { text-align: center; margin-top: 20px; }
.bh-upload-skip a { font-size: 0.84rem; color: var(--bh-muted); text-decoration: underline; }

@media (max-width: 560px) {
    .bh-upload-card { padding: 30px 22px; }
    .bh-doctype-grid { grid-template-columns: 1fr; }
    .bh-step-label { display: none; }
}

/* ================================================================
   SECTION SPACING HELPERS
   ================================================================ */
.bh-sec { padding: 90px 0; }
@media (max-width: 768px) {
    .bh-sec, .bh-services, .bh-rates, .bh-stats, .bh-digital, .bh-testi, .bh-news, .bh-care, .bh-final, .bh-offer { padding-top: 56px; padding-bottom: 56px; }
    .bh-h2 { font-size: 1.6rem; }
    .bh-final-title { font-size: 1.7rem; }
}